Philadelphia Insurance Companies Specializes in the Religious Organizations Industry

As you are driving around, notice how many churches are in your community and marketing area.   Here is another potential client who needs to have correct coverage with a great carrier which you can access with Philadelphia Ins. Companies and MIBS.

10 Reasons Why to Consider Philadelphia Insurance Companies:

1. Property, Equipment Breakdown, Inland Marine, Crime, General Liability, Professional Liability, Abuse and Molestation, and Automobile coverage bundled into one convenient policy
2. Fine Arts coverage available for religious artifacts
3. Broad definition of building coverage extends to stained glass, pipe organs and foundations
4. Large excess limits available
5. Professional Liability with separate limits of liability including coverage for pastoral counseling, teachers, cemetery professional staff and volunteers
6. $50,000 Donation Assurance coverage included
7. Medical payments for volunteers included
8. Church members as additional insureds included
9. Automobile coverage available for church vans and buses
10. Installment plans available for accounts that generate at least $2,000 in premium

Don’t forget about Cyber or Privacy Coverage for your religious organization.    If your client does any of the actions listed below, they need to consider it:

• Accepts online donations
• Maintains a social networking page
• Obtains credit card numbers, driver’s license numbers, social security numbers or medical histories of its congregation
• Posts pictures or personal information on the church’s website
• Provides streaming webcasts of their services
• Allows pastors to maintain a blog
• Relies on their computer network on a daily basis

To request a quote, we will need the following:

1. Completed, signed and dated PHLY Religious Organization Supplemental application
2. Currently valued insurance company loss runs for the current policy period plus three prior years
3. Completed ACORD application or applications based on lines you want quoted:

ACORD forms

• Commercial Insurance ACORD
• General Liability ACORD
• Property ACORD
• Automobile ACORD
• Workers Compensation ACORD
• Umbrella ACORD

Submissions need to be in  at least 10 days prior to the renewal date and there will be no mid-term quotes.

If you have any questions or potential clients in this market, contact Robin Leckner at robin@midwestga.com or 847-631-6658.

Below are brochures with additional information.