HSA Information
Annual Contribution Limits
| 2024 | 2025 | |
| Individual | $4,150 | $4,300 |
| Family | $8,300 | $8,550 |
| Catch-up* | $1,000 | $1,000 |
*Catch-up contribution applies to those age 55+
Minimum Deductible Amounts
| 2024 | 2025 | |
| Individual | $1,600 | $1,650 |
| Family | $3,200 | $3,300 |
Maximum Out-Of-Pocket Amounts
| 2024 | 2025 | |
| Individual | $8,050 | $8,300 |
| Family | $16,000 | $16,600 |
Qualified HSA Withdrawals
- Acupuncture
- Air conditioner (if necessary for difficulty breathing)
- Alcoholism treatment
- Ambulance
- Anesthetist
- Arch Supports
- Artificial Limbs
- Birth Control Pills (by prescription)
- Blood Tests
- Blood Transfusions
- Braces
- Cardiographs
- Chiropractor
- Christian Science Practitioner
- Contact Lenses
- Contraceptive devices (by prescription)
- Convalescent Home (for medical treatment only)
- Dental Treatment
- Dental X-Rays
- Dentures
- Dermatologist
- Diagnostic fees
- Drug addiction therapy
- Elastic Hosiery (by prescription)
- Eyeglasses
- Guide dog
- Gum Treatment
- Psychologist
- Physiotherapy
- Registered nurse
- Special school costs for the handicapped
- Splints
- Sterilization
- Surgeon
- Telephone or TV equipment to assist the hard-of-hearing
- Therapy equipment
- Ultraviolet ray treatment
- Vaccines
- Vasectomy
- Vitamins (if prescribed)
- Wheelchair
- X-rays
Banking Information
If you would like to refer your clients to a no-fee HSA Bank, we recommend First American Bank.