HSA Information

Annual Contribution Limits

20242025
Individual $4,150$4,300
Family$8,300$8,550
Catch-up*$1,000$1,000

*Catch-up contribution applies to those age 55+

Minimum Deductible Amounts

20242025
Individual $1,600$1,650
Family$3,200$3,300

Maximum Out-Of-Pocket Amounts

20242025
Individual$8,050$8,300
Family$16,000$16,600

Qualified HSA Withdrawals

IRS publication on HSA Qualified Medical Expenses

  • Acupuncture
  • Air conditioner (if necessary for difficulty breathing)
  • Alcoholism treatment
  • Ambulance
  • Anesthetist
  • Arch Supports
  • Artificial Limbs
  • Birth Control Pills (by prescription)
  • Blood Tests
  • Blood Transfusions
  • Braces
  • Cardiographs
  • Chiropractor
  • Christian Science Practitioner
  • Contact Lenses
  • Contraceptive devices (by prescription)
  • Convalescent Home (for medical treatment only)
  • Dental Treatment
  • Dental X-Rays
  • Dentures
  • Dermatologist
  • Diagnostic fees
  • Drug addiction therapy
  • Elastic Hosiery (by prescription)
  • Eyeglasses
  • Guide dog
  • Gum Treatment
  • Psychologist
  • Physiotherapy
  • Registered nurse
  • Special school costs for the handicapped
  • Splints
  • Sterilization
  • Surgeon
  • Telephone or TV equipment to assist the hard-of-hearing
  • Therapy equipment
  • Ultraviolet ray treatment
  • Vaccines
  • Vasectomy
  • Vitamins (if prescribed)
  • Wheelchair
  • X-rays

Banking Information

If you would like to refer your clients to a no-fee HSA Bank, we recommend First American Bank.

Online Account Application

HSA Banking Information