GeoBlue Travel Insurance is Now Available
MIBS agents can now offer GeoBlue International Medical Coverage to your clients traveling outside of the U.S.
With GeoBlue, expatriates, business and leisure travelers can trust that care is available to them no matter the town, country or time zone. Through an elite network of providers, innovative mobile and online tools, and a high touch approach to customer service, GeoBlue provides peace of mind to members anywhere in the world.
Why do you need GeoBlue?
The U.S. is one of the few countries that does not require payment before receiving medical care. Travelers needing medical care outside of the US could be subject to
- Full cost of medical care which is required to be paid prior to service
- Full cost of emergency medical transportation
- Insurance coverage from US has very limited coverage out of the country.
Repatriation – In the event of death in a foreign country
- Difficulty getting through the red tape of moving the body back home
- Customs negotiations
- Costs associated with transportation of the body
In the event of illness or accident, dealing with language barriers and procedures
- Difficulty replacing prescription medication due to nomenclature differences in prescription names
- Difficulty communicating symptoms to health care providers due to language barriers.
- Difficulty finding qualified medical providers and/or hospitals
GeoBlue can provide valuable lifesaving protection that covers the medical costs, assists with finding the appropriate medical provider and much more.
- Easy claims processing, since providers are paid directly
- Assistance with both non-emergency and emergency care
- 24/7 customer support
Networks
Offering an Elite Provider Network with providers:
- Recruited based on reputation, quality and member convenience
- Practice Western style medicine
- Speak fluent English
- Possess accreditations and board certifications from the American or Royal Board of Medical Specialties
- Will see GeoBlue members on short notice
Products Offered
Use this flier to introduce GeoBlue and its benefits to your clients. You can personalize it with your contact information.
Use this template to send a personalized email to your clients and prospects.
Use this product comparison table to highlight the benefits of GeoBlue.
Who is Eligible to Apply?
- All U.S. citizens living abroad who are 74 or younger at the time of application are eligible to apply for coverage.
- All legal residents of the U.S. (citizens and foreign nationals) who are age 74 or younger at the time of application are eligible if they apply from an approved state.
- All persons whom have dual nationality (American citizenship as well as another citizenship) are eligible to apply for coverage.
- An employee of a U.S. company, whereby the company is domiciled in an approved state and the company pays the insurance premium. (Please note: certain occupations may result in an application being declined. For example, race car driving, crop dusting and certain classifications of professional sports.)
Do you have clients?
- Traveling out of the country on vacation
- Planning an international cruise
- An employee working out of the country
- International Exchange students
- Church missionaries
- Students studying abroad
- Business men who travel out of the country for business
Additional information:
- Illinois licensed agents can sell to eligible members in any state in the US.
- Maximum age for guaranteed issue for Voyager and Trekker, is 84.
- Most popular plan sold is Voyager
- Injury from acts of terrorism is covered
Innovative Online and Mobile Tools
Are you ready to sell a policy?
Step 1: Complete online contract
Go to www.geobluetravelinsurance.com/MIBS
Click on the Sign Up button under Agent Sign Up
Read the agreement and click the check box indicating that you have read it.
Read the commission schedule and check the box indicating that you have read that.
Click Continue
Enter the required information in the data fields
Click Submit
Continue until all pages are complete. Agents will very quickly receive an email with your unique identification number, links to products and directions on how to access AgentHub.
Step 2: Quote and Apply
Once agents are registered on AgentHub, they can now quote and help members apply for coverage.
Use the specific product link provided in the email with your ID number to quote for that specific product. Log in.
At the top of the page is the GeoBlue Quote tab for quoting
Select the limits and deductible you want (prices are shown per limit and deductible) and member can apply right from the quote.
It is that simple.
Here is another product to sell to your clients. Be sure to let your client base know that you can offer this product.
Thank you for this information Patty! This morning I received an email from a client looking to move to Mexico for a year and needs coverage that will take care of his family both there and back here in the US. This product will definitely work for them.
I am enjoying your blog postings. I think you give some great insight and helpful tips for us agents to use. Keep them coming!