Do you have groups with 10 or more enrolled?

Consider Unum for their ancillary products!

In 2019, Unum’s dental and vision networks were increased by 8% making them one of the top 10 best networks. Their goal is to become one of the top 3 networks, which they are successfully working towards.

Unum also offers the EyeMed network which includes Lens Crafters, but their regular vision network offers more Big Box names: Sears, Target, Walmart, Vision works, etc.

Also, in 2019, Unum can offer discounts for their dental products when bundled with another product line.

A great selling feature with the long term disability product, is the EAP Program (Employer Assistance Program). For members enrolled in this product, they will have assistance from a skilled negotiating team that will work with the provider to get a discount on any balance (minimum $400) not paid by the health insurer. This can also be added onto the life product as well.

Employee Assistance Program Flyer

Employee Assistance Program Medical Bill Saver Flyer

Medical groups renewing this year mostly are receiving minimal increases and even some decrease in premium. If you group doesn’t currently offer any ancillary products, now is the time to discuss the benefits of adding ancillary products.  

Overall, bundling ancillary products through Unum can be a great way to find the best coverage for your groups.

Ready to request a quote?

When requesting quotes, it is important to include the following:

  • Do you want employer sponsored or voluntary or both?

  • If requesting life, what benefit amount or percentage of salary? What maximum benefit amount for supplemental voluntary life? This is the maximum amount the employee can voluntarily add without medical underwriting.

  • Vision normally is identified by the frame allowance and frequency of exam, lenses and frames (12 months or 24 months)

  • Disability will require occupation and salary information as well as benefit amount or percentage of salary, waiting period, and benefit period.

Please note: We can quote a smaller group, but Unum’s most competitive prices are in groups with 10 or more enrolled.

Submit your quote request to your assigned MIBS customer service representative and allow a few days to receive it back.

Please contact your assigned MIBS customer service representative with any questions or quote requests.

Want more sales tips? Click here! 
Subscribe to the MIBS Blog!